Finding cheaper insurance for a Buick Verano in Maryland can turn out to be a painful process, but you can follow a few tricks to make it easier.
There is a right way and a wrong way to buy auto insurance and we'll show you the quickest way to quote coverages for a new or used Buick and obtain the cheapest rates.
It's shocking but most auto insurance buyers in Maryland have stayed with the same insurance company for at least four years, and nearly 40% of drivers have never compared rates with other companies. With the average premium in the United States being $1,847, drivers could save almost $859 a year by just comparing rate quotes, but they don't believe the benefits if they switched to a more affordable policy.
It's a good idea to do price comparisons as often as possible due to the fact that insurance prices are rarely the same from one policy term to another. Despite the fact that you may have had the lowest rates on Buick Verano insurance in Baltimore a few years ago the chances are good that you can find a lower premium rate today. Forget anything you know (or think you know) about auto insurance because you're about to find out the things you must know in order to properly buy coverages while reducing your premium.
Where can I get the cheapest Baltimore Buick Verano insurance?
Finding low cost car insurance prices doesn't have to be difficult. The only requirement is to invest a few minutes comparing rate quotes to find out which insurance company has the cheapest Buick Verano rate quotes.
The companies shown below can provide price quotes in Baltimore, MD. If several companies are displayed, we suggest you visit several of them to get the best price comparison.
Insurance agents can help
When buying proper insurance coverage, there really is no one-size-fits-all type of policy. Everyone's situation is unique.
Here are some questions about coverages that can help discover if your insurance needs might need professional guidance.
- Is my state a no-fault state?
- Does my Buick Verano need full coverage?
- Is my trailer covered?
- Which companies will insure high-risk drivers?
- Will I lose any money if I cancel my policy before it expires?
- Does insurance cover damages from a DUI accident?
- Why am I required to get a high-risk car insurance policy?
- Can my babysitter drive my car?
If you can't answer these questions but you know they apply to you, you may need to chat with an insurance agent. To find lower rates from a local agent, fill out this quick form. It's fast, doesn't cost anything and can provide invaluable advice.
Local Baltimore insurance agents
Many people prefer to have an agent's advice and that is a smart decision Licensed agents can help determine the best coverages and will help you if you have claims. One of the benefits of getting online price quotes is that you can find cheap car insurance rates but still work with a licensed agent. And providing support for local agents is definitely important in Baltimore.
Upon completion of this form (opens in new window), your insurance data is transmitted to participating agents in Baltimore that can provide free Baltimore car insurance quotes to get your business. It's much easier because you don't need to find an agent on your own since price quotes are sent to the email address you provide. If you want to get a comparison quote from a specific insurance company, don't hesitate to visit that company's website and fill out their quote form.
Two different types of car insurance agents
If you're trying to find an insurance agent, there are two types of agencies that you can select. Agents may be either independent (non-exclusive) or exclusive. Either one can properly insure your vehicles, but it's important to know how they differ because it may have an impact on which type of agent you select.
Independent Car Insurance Agents
Independent insurance agents are not limited to a single company and that gives them the ability to insure with an assortment of companies and find the cheapest car insurance rates. If you want to switch companies, your agent can switch companies without you having to go to a different agency.
When searching for an agent, you absolutely need to get some free quotes from a couple of independent agencies to get the most accurate price comparison. Most have the option of insuring with less well-known companies that may provide cheaper car insurance rates.
The following is a partial list of independent agencies in Baltimore who can help you get competitive price quotes.
- Nationwide Insurance: Bruce Cohee Agency Inc
502 Baltimore Ave - Towson, MD 21204 - (410) 823-8777 - View Map
- Maryland Auto Insurance (the new MAIF)
1215 E Fort Ave #300 - Baltimore, MD 21230 - (800) 492-7120 - View Map
- Ugele Insurance
408 E 25th St - Baltimore, MD 21218 - (410) 366-6566 - View Map
Exclusive Insurance Agencies
Exclusive agents can only place business with one company such as Allstate, State Farm and Farm Bureau. These agents are not able to shop your coverage around so always compare other rates. They are very knowledgeable on their company's products which helps offset the inability to provide other markets. Consumers frequently buy insurance from these agents mainly due to high brand loyalty rather than having low rates.
Below are exclusive insurance agencies in Baltimore that can give you comparison quotes.
- Paul Funk - State Farm Insurance Agent
307 Frederick Rd - Baltimore, MD 21228 - (410) 744-0077 - View Map
- Scott Garvey - State Farm Insurance Agent
211 Key Hwy - Baltimore, MD 21230 - (667) 309-3792 - View Map
- Kennedy Ins Agency - Progressive Insurance
410 Ingleside Ave - Baltimore, MD 21214 - (410) 719-6006 - View Map
Choosing a auto insurance agent requires more thought than just the price. Any agent in Baltimore should be forthright in answering these questions:
- Does the agent have professional designations like CIC, CPCU or AIC?
- Are there any extra charges for paying monthly?
- Are they full-time agents?
- Will their companies depreciate repairs to your car based on the mileage?
- Are they giving you every discount you deserve?
- Is auto insurance their primary focus in Baltimore?
- Does the company have a local claim office in Baltimore?